Everything you get with Pepper Money unsecured loans

  • Interest levels beginning with 8.95per cent p.a. * (10.56% p.a. Contrast rate**)
  • Get the rate before you use – it’s not going to affect your credit rating

You may get your specific price upfront without impacting your credit rating.

$0 very very early payment cost in the event that you decide you need to pay your loan off faster. Selection of secured or loans that are unsecured.

We are going to try to offer you a determination within 5 hours. Funds in account next working day. Apply on line in ten minutes or contact us.

Personal bank loan product features

Feature Unsecured Loan
Interest Rate Fixed interest levels are priced between 8.95%pa – 16.95%pa* (10.56%pa – 18.53%pa contrast rate**)
Easy online application process 10-minute on line or by phone (1300 108 794)
Loan Term eighteen months to 3 years ( $8,000 to $40,000)
Loan Amount $5,000 – $40,000
Funds paid into your bank account Next business day after approval (susceptible to your bank’s direct credit processing times)
Repayment Frequency Weekly or Fortnightly
Repayment Facilities Direct Debit
charges and Charges Loan Establishment Fee | 4% of loan amount, capped at $495


Protection Registration Fee* | $20

Account Management Fee | $13 each month

Early Repayment Fee | $0

To find out more about our loans that are secured short term loans please click on this link or give us a call on 1300 108 794.

Unsecured loan calculator

Determine your repayments for a unsecured loan, predicated on your borrowing quantity and also the time period over which you’re trying to repay it.

See just what our clients assert about us

See what our clients say about us

At Pepper cash we care exactly exactly what our customers think we encourage any feedback to help us continually improve our service about us, which is why.

Centered on 196 reviews. Read the review on

You need to use the mortgage for pretty much any such thing

A selection of flexible secured and car that is unsecured choices.

Roll the debt into one loan that is easy-to-manage.

We are able to allow you to get here, anywhere it may be.

House improvements made effortless.

Day take the stress out of planning your big.

Nevertheless maybe perhaps not found what you are in search of?

Pepper cash delivers a broad array of borrowing solutions, tailored to your own personal requirements. Talk to a Lending professional today and why don’t we perform some time and effort for you. Call 13 73 77 or click below find out about our asset finance services and products.

Popular questions.

How do you submit an application for a unsecured loan?

You can easily use online and complete the online application in as low as ten full minutes. You’ll get the rate that is individual before use. Or perhaps you can apply on the phone (1300 108 794) by talking to certainly one of our friendly Lending experts.

How do you get my specific rate?

Having your specific rate is quick and simple and won’t affect your credit rating. You should understand your price before you apply by simply clicking and doing the online form on the get my price page. You shall get your price within about a minute and also this price won’t change whenever you carry on and submit your internet application.

Exactly what are appropriate loan purposes?

You need to use your Pepper Money personal bank loan for just about all purposes. This may be any such thing from a vacation, house improvements, household furnishings, automobile purchase or repairs, automobile improvements, debt consolidating, academic costs, medical and surgery that is cosmetic dental surgery, home loan price financing, automobile deposit money, and also a wedding, funeral or sporting equipment.

We usually do max lend loans review (upd. 2020) | speedyloan.net not provide loans for the following purposes:

  • Debt consolidating of Pay lender debts day
  • Payout
  • Leasing
  • Credit and mortgage arrears
  • Re Payment of defaults and judgements
  • Loans for company purposes

Will trying to get a loan that is personal my credit history?

Yes, nevertheless the method our application process works without it affecting your credit score is we first allow you to access your individual rate for free. A credit check will be done if you decide to proceed to an application.

Secured or Unsecured signature loans?

Financing that is guaranteed guaranteed against a valuable asset which you own. This is your vehicle or any other automobile which can be registered as secure deposit against the mortgage. This means in the event that you neglect to make repayments on a loan that is secured the asset (the safety) can be taken repossessed included in the contract and offered with all the proceeds associated with the purchase utilized to pay for the outstanding stability in the loan. Because of these loans being guaranteed against assets, customers can often borrow more at a diminished interest, compared to a loan that is unsecured.

An loan that is unsecured merely your own loan which is not guaranteed against a secured item. Short term loans usually are offered by reduced borrowing quantities in accordance with an increased rate of interest.

Pepper cash provides both unsecured and guaranteed personal loan services and products.

Just how long does it simply take until we get the funds?

As soon as you’ve gotten approval that is full your loan therefore we have obtained the required documents, the funds will typically be transmitted to your nominated bank-account the following working day (at the mercy of your bank’s direct credit processing times).

Am I able to get a unsecured loan if We have defaults?

Unfortuitously only at that right time we usually do not accept applications for unsecured loan borrowers which have defaults on the credit history.

Where may I recover my unsecured loan application?

The job can be retrieved right here.

NOTE: you need your current email address, date of delivery and phone quantity handy.

If you are nevertheless trouble that is having please contact us on 1300 108 794.

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